Home One Mortgage - Refinance, Home Equity Lines, Reverse Mortgages, and more.

Refinancing

Don't waste another minute. Whatever your scenario is, just call explore a Refinancing option. It's time refinance and lock in on a real low rate. Can you imagine having a rate in the 4's... Well, it's possible. There are also many new programs that can now help refinance your home when it may have been difficult in the past. Take advantage of the historically low rates, new programs and $8,000 tax credit this year for first time home buyers.

Other options: With millions of homeowners stuck in adjustable rate mortgages with no ways to refinance out of them, loan modifications may be the only way to assist struggling borrowers. The term loan modification is used when your lender modifies your current mortgage note in order to make your mortgage more affordable. A modification to your interest rate, balance of the loan, delinquent payments owed, and term of loan can be negotiated. Are You the Victim of Predatory Lending? You may be entitled to substantial damages whether or not you are currently in foreclosure. Find a specialist to work with your lender, or lenders, to restructure your current loan by providing you with a unique, professional plan that you and your lender can accept.

Reverse Mortgage

A reverse mortgage is a special home equity loan available only to homeowners 62 and older. It allows them to address various retirement needs by eliminating any existing mortgage payment and converting part of the equity in their home into a line of credit or tax-free income, without having to sell their home, give up title or take on a new monthly mortgage payment. Funds are available as monthly income, a line-of-credit, cash, or any combination. Call 1-888-823-6125 for more detials.